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use one of our preferred vendors, and get a gift at closing!

Consumers First Title Offers Substitution Rate

Refinances for Referred Refinance Clients

As a MORTGAGE PROFESSIONAL you can feel good referring your clients to us knowing not only will your customer get the best customer service but also the best posible rates.  Consumers First Title prides itself on being an industry leader and a business partner to all of our clients.  Helping you, help your clients save money is what it's all about!  Call us (954) 340-5150 or Email us ( today.  Ask for Michele.

Better Than Reissue Rates

Provided a previous OWNER'S POLICY was issued insuring the seller or mortgagor in the current transaction and that both the re-issuing agent and the re-issuing underwriter retain their respective file copies of the prior owner's policy(ies), substitution loan rates can be given and are almost always better than reissue credit. 

Substitution Rate Loans

When the SAME BORROWER and the SAME LENDER make a substitution loan on the SAME PROPERTY, the title to which was INSURED BY AN ISSUER in connection with the previous loan, the substitution loan premium rates for the substitution loans may apply.


Premium Rates for Substitution Loans

AGE OF PREVIOUS LOAN                    PREMIUM RATES                    

3 years or under                                30% of the original rates               

From 3 to 4 years                              40% of the original rates               

From 4 to 5 years                              50% of the original rates               

From 5 to 10 years                            60% of the original rates                     

Over 10 years                                   100% of the original rates              


First Time Home Buyer Presentation

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Digital Closing Package Presentation for Realtors and Lenders

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3111 N University Dr.
Suite 901
Coral Springs, Florida 33065

Phone: 954-340-5150

Miami Beach
1000 5th Street
Suite 1304
Miami Beach, Florida 33139

Phone: 786-607-9985

West Palm Beach
301 Clematis Street
Suite 3000
West Palm Beach, Florida 33401

Phone: 561-612-2444

Business Hours:
Monday-Friday, 9 a.m.-5 p.m.

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    Consumers First Title Company Inc
    3111 N University Dr. Suite 901, Coral Springs

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