Consumers First Title Offers Substitution Rate Refinances for Referred Refinance Clients

As a MORTGAGE PROFESSIONAL you can feel good referring your clients to us knowing not only will your customer get the best customer service but also the best posible rates. Consumers First Title prides itself on being an industry leader and a business partner to all of our clients. Helping you, help your clients save money is what it's all about! Call us (954) 340-5150 or Email us (mstreda@cftitleco.com) today. Ask for Michele.
BETTER RATES, BETTER SERVICE, BECAUSE YOU AND YOUR CLIENTS DESERVE BETTER!
 

Better Than Reissue Rates

Provided a previous OWNER'S POLICY was issued insuring the seller or mortgagor in the current transaction and that both the re-issuing agent and the re-issuing underwriter retain their respective file copies of the prior owner's policy(ies), substitution loan rates can be given and are almost always better than reissue credit.

Substitution Rate Loans

When the SAME BORROWER and the SAME LENDER make a substitution loan on the SAME PROPERTY, the title to which was INSURED BY AN ISSUER in connection with the previous loan, the substitution loan premium rates for the substitution loans may apply.
 
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Florida — Savings Example Prices in Coral Springs, FL

Premium Rates for Substitution Loans

 
AGE OF PREVIOUS LOAN
3 years or under
From 3 to 4 years
From 4 to 5 years
From 5 to 10 years
Over 10 years
 
PREMIUM RATES
30% of the original rates
40% of the original rates
50% of the original rates
60% of the original rates
100% of the original rates
 
 
 
 
 
First Time Home Buyer Presentation
 
 
 
 
Digital Closing Package Presentation for Realtors and Lenders